Insurances
As your Broker, we will work for you, not the Insurer
Building insurance
Home Insurance offers reassurance against various potential risks and vulnerabilities that could endanger your residence.
Structure Insurance affords safeguarding from potential losses or harm caused by occurrences like fire, water-related issues, storms, collisions, intentional damage, or theft. Additionally, items of value, portable possessions, and sports equipment can receive coverage either individually or collectively, ensuring their protection even while outside your home. Our proficient brokers can procure quotations that consider the pertinent risks to you and your family.
Reach out to Beat My Loans broker today to converse with an expert who comprehends your specific requirements and can identify an optimal policy for you and your family.
Landlord insurance
If you own an investment property, you should consider taking out landlord insurance to protect your investment and the income it provides. As well as long term leases, landlord insurance policies may also cover short term holiday rentals or holiday homes, such as approved Airbnb and Stayz residences.
A rental property can be a great asset but can bring some challenges and unwanted surprises. With landlord insurance, you can protect yourself against tenancy-related perils, such as damage caused by tenants and loss of rental income. You can add some covers to your policy for an additional premium.
How we help you
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Our brokers can talk to you about the options available and arrange a landlords cover to suit your needs and budget. And if you need to lodge a claim, we advocate on your behalf to ensure your claim is handled fairly and promptly.
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If you happen to be among the 2.6 million individuals in Australia who possess an investment property, it's advisable to contemplate acquiring landlord insurance. This will help safeguard your investment and the revenue it generates. Apart from covering extended rental agreements, these insurance plans might also provide protection for brief vacation rentals and holiday properties, including officially sanctioned Airbnb and Stayz accommodations.
Content insurance
For most Aussies the family home is the largest asset they’ll ever own. This means it’s essential to protect it now with the right insurance cover. After all, no one wants to discover they’re inadequately insured when it’s too late.
Contents Insurance: protects your valuable possessions, such as furniture, electronic items, whitegoods, sporting equipment and jewellery – so you can repair or replace them if they are damaged or stolen.
Is an insurance broker the same as an insurance agent?
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No, there is a very big difference between the two. The agent acts on behalf of one or more insurance companies and can only sell what they have to offer. The broker acts on behalf of you, the client. The broker is legally obliged to act in your best interests, is not tied to any insurer and can arrange the best protection for you at a competitive price.
How are insurance brokers paid?
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A commission is the most common form of payment by the insurance company to the broker who places your business. This commission is paid for the work the broker carried out, including documentation etc.
Small business insurance
Having adequate general insurance cover is one of the most fundamental parts of being in business, as it provides invaluable protection against a range of risk events – from equipment and assets to legal liability – reducing financial uncertainty and protecting your livelihood and that of your workforce. Insurance companies provide a wide variety of general business insurance policies so it’s essential to get the right one for your needs.
At Beat My Loans, we excel in minimizing all potential business risks. We offer excellent coverage to ensure your business is safeguarded while also identifying opportunities to economize on your insurance plans.
We Are Canberra Business Insurance Brokers That Understand Small Business Needs
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As a small business owner, we know that you are working hard to grow your business. You are probably on a limited budget, but business insurance is one thing you cannot do without.
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At Beat My Loans we understands that your insurance needs will change as your business grows. And because we are part of one of the largest insurance broker networks in Australasia, we’re able to provide a variety of policy products that fits your evolving needs.
Car insurance
Whether you’re navigating through the urban landscape in a compact car or a motorcycle, exploring rugged terrains with your SUV on weekends, making deliveries with a truck, or enjoying the sophistication of a luxurious model, your vehicle is essential for providing you with freedom and adaptability. Therefore, it’s reassuring to be aware that in case your vehicle gets harmed or is declared unusable, you can obtain the necessary coverage to quickly get you back on the road.
At Beat My Loans, we take on the responsibility of finding the appropriate motor vehicle insurance for you. This insurance encompasses a variety of protections suitable for different drivers and vehicle types, and can be paid on an annual or monthly basis. Our allegiance is to our clients, not the insurance companies.
How can we help you as a motor vehicle broker?
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We use extensive knowledge of the marketplace to find deals and savings
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We do all the legwork for you in comparing policies
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At Beat My Loans we warn you of insurance traps, pitfalls and legal requirements
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We can represent you expertly when dealing with insurers
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We can advise you of any discounts or exemptions you may be entitled to
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We remain impartial and committed to the best outcome
Worker's compensation
Workers’ compensation insurance is compulsory for all employers in every state and territory in Australia. Each state or territory has its own workers’ compensation scheme, run by independent regulators, with rules differing slightly between each jurisdiction.
At Beat My Loans, we have the capability to create a customized strategy aimed at assisting your businesses in lowering their workers’ compensation premiums. We possess comprehensive knowledge of the legal mandates in various states, the factors influencing premium calculation, and effective methods of managing them.
How can we help you?
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Highly skilled and knowledgeable experts, advice, develop, implementation
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We’ve saved clients tens and sometimes hundreds of thousands of dollars off their workers compensation premiums
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Risk analysis & management, business continuity, forecasting & agent management, and we can manage all or part of your workers compensation program
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We build trusting relationships with our clients, providing a personalised hands-on approach
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To improve your workers compensation costs
We take a pride for being..
Contact Information
Unsure about the insurance option that fits your situation? Allow us, experienced insurance brokers, to provide you with guidance and assistance.
Contact us today to schedule a meeting and learn more about our services.
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